Age, with his stealing steps, hath clawed me in his clutch! (7.29.15)
TILA versus TILA: Resolved in Favor of Consumers (1/13/15)
RESPA/TILA Integration - Part II: Closing Disclosure and Action Plan (White Paper)
Includes Closing Disclosure Table (12/2014)
RESPA/TILA Integration - Part I: Overview and Loan Estimate (White Paper)
Includes Loan Estimate Table (10/2014)
TILA versus TILA: Rescission by Notice or Lawsuit (White Paper) (9/2014)
Consumer Complaint Database and Public Narratives (8/11/14)
The Strange Case of the Shrinking Mini-Correspondent: A Primer on Forensics (White Paper) (7/14/14)
The Bureau's Pursuit of Fair Lending (6/23/14)
Mitigating the Risk of Distributed Denial-of-Service (DDoS) Attacks (4/24/14)
Creating a Culture of Compliance (2/25/14)
Diversity and Inclusion (1/27/14)
The Hedgehog and the Fox: A Regulatory Parable (1/6/14)
Elder Financial Abuse: Prevention and Remedies (Magazine Article) (10/17/13)
The Mini-Correspondent Channel - Pros and Cons (9/16/13)
Policy, Procedures, and Examinations - Part II: Mortgage Bankers (7/16/13)
Enforcement Powers of the Consumer Financial Protection Bureau (4/11/13)
Policy, Procedures, and Examinations - Part I: Mortgage Brokers (3/17/13)
Social Media Compliance: White Paper and Webinar (2/28/13)
CFPB's Company Portal for Consumer Complaints (12/7/12)
Loan Originator Compensation: Past is Prologue - Part II (11/2012)
Elizabeth Warren's Interview (11/13/12)
Loan Originator Compensation: Past is Prologue - Part I (10/2012)
Elder Financial Abuse (8/2012)
Anti-Money Laundering Program - Preparation is Protection (8/2012)
The Rules of Operational Risk (7/2012)
Two Magazine Articles: (1) Burdens of Dodd-Frank, and (2) Consumer Privacy (5/2012)
Anti-Money Laundering Debuts for Nonbank Mortgage Companies (3/2012)
Controlling Credit Risk (1/2012)
Loan Originator Compensation - The Regulatory Examination (11/2011)
Ability-to-Repay: The Basics and a Chart (9/2011)
Opening a Dialogue: Elizabeth Warren and the Mortgage Industry (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part II (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part I (6/2011)
Mortgage Call Reports (3/2011)
NEW Risk-Based Pricing Rules - January 1, 2011 (1/2011)
Dodd-Frank Act - Part III: CFPB - Bureau and Bureaucracy (10/2010)
Dodd-Frank Act - Part II: Legislation - Reactive or Proactive? (9/2010)
Dodd-Frank Act - Part I: Reformation and Regulations (8/2010)
A Proclamation Concerning the New Term “Compensable Services Fee” (9/2010)
FHA Issues Guidance for Lender Approvals (7/2010)
Fannie Mae Revises QC Requirements (7/2010)
Mortgage Loan Officers Lose Administrative Exemption (5/2010)
Higher Priced Mortgage Loans - Escrow Requirements (4/2010)
"Intent to Proceed" and the New Good Faith Estimate (3/2010)
Excessive Defaults and the Future of FHA (2/2010)
New RESPA Reform Rule: Overview (1/2010)
CFPA Controversy: Asking the Tough Questions (10/2009)
Birth of an Agency: Consumer Financial Protection Agency (9/2009)
Service Release Premium vs. Yield Spread Premium: Match or Mismatch? (8/2009)
Saving the Yield Spread Premium (7/2009)
Yield Spread Premiums: Compensation or Kickback? (6/2009)
Should Loan Originators be Risk Rated? (04/2009)
The Demise of Prepayment Penalties (04/2009)
Loan Modification Companies - A New Boom Industry (04/2009)
Mitigating the Risk of Distributed Denial-of-Service (DDoS) Attacks (4/24/14)
Creating a Culture of Compliance (2/25/14)
Diversity and Inclusion (1/27/14)
The Hedgehog and the Fox: A Regulatory Parable (1/6/14)
Elder Financial Abuse: Prevention and Remedies (Magazine Article) (10/17/13)
The Mini-Correspondent Channel - Pros and Cons (9/16/13)
Policy, Procedures, and Examinations - Part II: Mortgage Bankers (7/16/13)
Enforcement Powers of the Consumer Financial Protection Bureau (4/11/13)
Policy, Procedures, and Examinations - Part I: Mortgage Brokers (3/17/13)
Social Media Compliance: White Paper and Webinar (2/28/13)
CFPB's Company Portal for Consumer Complaints (12/7/12)
Loan Originator Compensation: Past is Prologue - Part II (11/2012)
Elizabeth Warren's Interview (11/13/12)
Loan Originator Compensation: Past is Prologue - Part I (10/2012)
Elder Financial Abuse (8/2012)
Anti-Money Laundering Program - Preparation is Protection (8/2012)
The Rules of Operational Risk (7/2012)
Two Magazine Articles: (1) Burdens of Dodd-Frank, and (2) Consumer Privacy (5/2012)
Anti-Money Laundering Debuts for Nonbank Mortgage Companies (3/2012)
Controlling Credit Risk (1/2012)
Loan Originator Compensation - The Regulatory Examination (11/2011)
Ability-to-Repay: The Basics and a Chart (9/2011)
Opening a Dialogue: Elizabeth Warren and the Mortgage Industry (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part II (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part I (6/2011)
Mortgage Call Reports (3/2011)
NEW Risk-Based Pricing Rules - January 1, 2011 (1/2011)
Dodd-Frank Act - Part III: CFPB - Bureau and Bureaucracy (10/2010)
Dodd-Frank Act - Part II: Legislation - Reactive or Proactive? (9/2010)
Dodd-Frank Act - Part I: Reformation and Regulations (8/2010)
A Proclamation Concerning the New Term “Compensable Services Fee” (9/2010)
FHA Issues Guidance for Lender Approvals (7/2010)
Fannie Mae Revises QC Requirements (7/2010)
Mortgage Loan Officers Lose Administrative Exemption (5/2010)
Higher Priced Mortgage Loans - Escrow Requirements (4/2010)
"Intent to Proceed" and the New Good Faith Estimate (3/2010)
Excessive Defaults and the Future of FHA (2/2010)
New RESPA Reform Rule: Overview (1/2010)
CFPA Controversy: Asking the Tough Questions (10/2009)
Birth of an Agency: Consumer Financial Protection Agency (9/2009)
Service Release Premium vs. Yield Spread Premium: Match or Mismatch? (8/2009)
Saving the Yield Spread Premium (7/2009)
Yield Spread Premiums: Compensation or Kickback? (6/2009)
Should Loan Originators be Risk Rated? (04/2009)
The Demise of Prepayment Penalties (04/2009)
Loan Modification Companies - A New Boom Industry (04/2009)
