Controlling Credit Risk (1/18/12)
Loan Originator Compensation - The Regulatory Examination (11/28/11)
Ability-to-Repay: The Basics and a Chart (9/22/11)
Opening a Dialogue: Elizabeth Warren and the Mortgage Industry (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part II (7/2011)
Ability-to-Repay: Regulating or Underwriting? - Part I (6/2011)
Mortgage Call Reports (3/2011)
NEW Risk-Based Pricing Rules - January 1, 2011 (1/2011)
Dodd-Frank Act - Part III: CFPB - Bureau and Bureaucracy (10/2010)
Dodd-Frank Act - Part II: Legislation - Reactive or Proactive? (9/2010)
Dodd-Frank Act - Part I: Reformation and Regulations (8/2010)
A Proclamation Concerning the New Term “Compensable Services Fee” (9/2010)
FHA Issues Guidance for Lender Approvals (7/2010)
Fannie Mae Revises QC Requirements (7/2010)
Mortgage Loan Officers Lose Administrative Exemption (5/2010)
Higher Priced Mortgage Loans - Escrow Requirements (4/2010)
"Intent to Proceed" and the New Good Faith Estimate (3/2010)
Excessive Defaults and the Future of FHA (2/2010)
New RESPA Reform Rule: Overview (1/2010)
CFPA Controversy: Asking the Tough Questions (10/2009)
Birth of an Agency: Consumer Financial Protection Agency (9/2009)
Service Release Premium vs. Yield Spread Premium: Match or Mismatch? (8/2009)
Saving the Yield Spread Premium (7/2009)
Yield Spread Premiums: Compensation or Kickback? (6/2009)
Should Loan Originators be Risk Rated? (04/2009)
The Demise of Prepayment Penalties (04/2009)
Loan Modification Companies - A New Boom Industry (04/2009)